Privacy Policy

Privacy Policy for JS Associates

JS Associates ("https://jsassociatesonline.com/") is owned and operated by JS Associates, located in Mavelikara, Kerala, India. We maintain this Website as a service to our clients.

Your privacy is important to us. This Privacy Policy explains how JS Associates collects, uses, discloses, and protects your information when you use our website and services. By accessing or using our Website, you agree to the terms of this Privacy Policy. If you do not agree with any terms of this Privacy Policy, please do not use our Website or services.

1. Who We Are 

JS Associates ("JS Associates," "we," "us," or "our") is dedicated to providing high-quality services to our clients. We operate the website https://jsassociatesonline.com/.

2. Information We Collect

We collect various types of information to provide and improve our services to you:

* Information You Provide: We collect information that you directly provide when using our services. This includes, but is not limited to:

•  Information submitted when you sign up for an account.

• Content you create or share.

• Communications you have with others through our services.

• Details related to your inquiries or requests for consultation.

• Information about services rendered.

• Any feedback you provide to us.

* Device Information: We may collect information from and about the devices you use to access our services, such as device type, operating system, unique device identifiers, and mobile network information. This information helps us improve and personalize our services.

* Log Data: For security purposes, we monitor access to our Website. This includes logging requesting URLs, the originating machine's IP address, and timestamps of access. Use of this Website constitutes consent to such monitoring.

* Cookies: If you leave a comment on our site or contact us through forms, you may opt-in to saving your name, email address, and website in cookies for your convenience. These cookies will last for one year. When you visit our login page, a temporary cookie is set to determine if your browser accepts cookies; this cookie does not contain personal data and is discarded when you close your browser.

* Embedded Content from Other Websites: Our Website may include embedded content (e.g., videos, articles) from other websites. Embedded content from other websites behaves in the exact same way as if you had visited the other website directly. These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content.

3. How We Use Your Information

We use the information we collect for various purposes, including to:

* Deliver and Improve Services: Provide, operate, maintain, and improve our services, including personalizing features, content, and suggestions based on your interactions and preferences (for example, suggesting courses you may be interested in regarding accounting, GST, TDS, and computerized accounting).

* Communicate with You: Respond to your inquiries, provide customer support, and send you service-related notifications.

* Security and Fraud Prevention: Monitor for and prevent fraudulent activity, unauthorized access, and other security issues.

* Analytics and Research: Understand how users access and use our services to improve functionality and user experience.

* Legal Compliance: Comply with applicable laws, regulations, and legal processes.

4. Data Retention and Deletion

* Data Retention: We retain your data only for as long as necessary to provide our services or until you request deletion, whichever occurs first.

* Your Rights Regarding Your Data: You have the ability to access, rectify, port, and delete your data.

• Account Deletion: If you choose to delete your account, we will remove your personal information, consultation history, and associated data. Please be aware that once deleted, this information cannot be recovered. Data that others have provided about you will not be deleted. To request deletion or deactivation of your account, please email us at jsassociatesmvk@gmail.com.

• Requesting Data Export/Deletion: If you have an account on this site or have left comments, you can request an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

5. Sharing Your Information

We may share your data in limited circumstances:

* With Your Consent: We may share your information with third parties when we have your explicit consent to do so.

* Service Providers: We may share information with third-party vendors, consultants, and other service providers who perform services on our behalf and require access to such information to do that work (e.g., email service providers, payment processors).

* Legal Requirements: We may disclose your information if required to do so by law or in the good faith belief that such action is necessary to (i) comply with a legal obligation, (ii) protect and defend the rights or property of JS Associates, (iii) act in urgent circumstances to protect the personal safety of users of the Website or the public, or (iv) protect against legal liability.

* Password Resets: If you request to reset your password, your IP address may be included in the reset email for security purposes.

* Spam Detection: Visitor comments may be checked through an automated spam detection service.

6. Payments

When subscribing to our services, you represent and warrant that any payment information you provide is true and complete. You agree that charges incurred will be honored by your payment provider, and you will pay for such charges at posted prices, including applicable taxes. All payments are made in Indian Rupees. We are not responsible for any loss or damage arising from unauthorized transactions or payment issues.

7. Security

Access to our Website is monitored for security purposes. This includes logging requesting URLs, the originating machine, and timestamps. Use of this Website constitutes consent to such monitoring. While we strive to protect your personal information, we cannot guarantee its absolute security. The Website may become unavailable due to technical issues, and we cannot predict or control when downtime may occur.

8. Payment & Refund Policy

We adhere to a no-refund policy for services purchased. All sales are final.

9. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Effective Date" at the top of this Privacy Policy. We will notify you before making any material changes to this Policy and allow you to review the revised Policy before you choose to continue using our services. You are advised to review this Privacy Policy periodically for any changes.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

Email: jsassociatesmvk@gmail.com